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For me personally I often take two rifles and both have big cheek rests where you have to remove it all to put the bolt in or out, and it's a pain in the ass.
(And I'm a bit lazy)
I only ever go...

Well yes, it makes sense to me and you.
But it was my understanding it was law or arms code, which often may not make sense.

What about a rifle with a bolt in it in a vehicle? (No rounds or mag)
I thought it wasn't ok. But one shop I brought from said yeah leave it in, it's ok.