You need to pay the fee to submit the application. Having not paid the application fee could you haven't submitted a valid application and have nothing to complain about.
Once you pay your fee, your application should be processed without unnecessary delay.
While you do not need an endorsed safe (or other storage) as part of the application process, not having one is only going to delay you further. It will cause yet another visit by your AO. Better to have it in place at the time of application.
If your application is talking an excessive amount of time, lodge a Expression of Dissatisfaction. Remember, they are required to perform their duty in a timely manner. They have KPIs and performance reviews, and are graded on the resolution of these expressions of dissatisfaction.
My approval took less than a month from time of application.
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