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Thread: Insurance for sporting goods

  1. #1
    Member Ryan_Songhurst's Avatar
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    Insurance for sporting goods

    Bought a new rangefinder the other day and got me thinking if maybe it was a special item and I should let our insurance provide know I have it, was shocked to discover that in fact no "sporting goods" are covered under our policy, we are currently insured for house and contents through the bank, but have our vehicles etc through AMI.
    Can anyone reccomend a good provider that will cover all my hunting gear, firearms, optics etc. its a sobering thought when you think that sometimes youre trapezing around the hills with $10k worth of gear on you.

  2. #2
    Member stretch's Avatar
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    List everything as tools, rather than sporting equipment. You use you rifle, scope, binos, range finder etc as tools to put meat in the freezer.

    Sent from my SM-T800 using Tapatalk
    Maca49 likes this.

  3. #3
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    AA insurance with the best contents they have cover sporting equipment old for new which is the only insurance company I could find that would do it. It's slightly more expensive but not much.

    I would triple check that they still do this tho as Insurance companies change policy wording all the time
    HNTMAD and Tommy like this.

  4. #4
    Member zimmer's Avatar
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    Quote Originally Posted by PerazziSC3 View Post
    AA insurance with the best contents they have cover sporting equipment old for new which is the only insurance company I could find that would do it. It's slightly more expensive but not much.

    I would triple check that they still do this tho as Insurance companies change policy wording all the time
    I too am well overdue sorting this issue out and will check with AA but in the meantime do you know up to what value they pay out per idividual item?
    Do you have to itemise?

  5. #5
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    Quote Originally Posted by zimmer View Post
    I too am well overdue sorting this issue out and will check with AA but in the meantime do you know up to what value they pay out per idividual item?
    Do you have to itemise?
    Not sure on the payout limit, but when I asked if they wanted a list they didnt seem to want to. I gave them one anyway. I dont want any arguments that I didn't have one if I ever make a claim.

  6. #6
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    AMI cover all sporting goods ie rifles and scopes, fishing rods as Contents
    veitnamcam and JoshC like this.

  7. #7
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    No itemising required and no limit (from memory) for sporting equipment, that includes optics.

    Can never hurt to have a list with photos and dates on hand if they ever question anything. The only thing I had to itemise was Jewellery over $2000 I think.

  8. #8
    Sending it Gibo's Avatar
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    FMG do old for new, well they did for me. And they understand the outdoors and what can happen more than others I have used.
    BRADS likes this.

  9. #9
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    Asb covers my rifles ect but not my paragliders and other flying related items as tey are aircrafts. I got them to add a special clause for them. Any item over 2k needs to be specified

  10. #10
    res
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    AMI covers all my bikes and guns etc as contents without wanting anything to be named-I still have the higher value items named in my emails with them when I check at every renewal date


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  11. #11
    Member nzfubz's Avatar
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    Yep AMI has mine down as firearm collection, also noted that I have gunpowder stored in cave, not sure why they did that.

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    Diligentia, Vis, Celeritas

  12. #12
    res
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    Quote Originally Posted by nzfubz View Post
    Yep AMI has mine down as firearm collection, also noted that I have gunpowder stored in cave, not sure why they did that.

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    Do you actually have gunpowder or just smokeless powder? The difference is real if there is a fire


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  13. #13
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    ASB insurance has no issues

  14. #14
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    Tower here - no issues with any of my firearms or related accessories.
    Even my "bitser" 10/22, built with all aftermarket parts - listed as a "custom rifle" and actually lists the individual components.
    Found them really good to deal with.

  15. #15
    Member nzfubz's Avatar
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    Quote Originally Posted by res View Post
    Do you actually have gunpowder or just smokeless powder? The difference is real if there is a fire


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    Good point all smokeless.............. Runs off to ring AMI

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    res likes this.
    Diligentia, Vis, Celeritas

 

 

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