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  • 3 Post By Maca49
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Thread: Medical/Life Insurance

  1. #1
    Member Ryan_Songhurst's Avatar
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    Medical/Life Insurance

    Who do you use? Want full medical cover accident and trauma plus 700k ish if I'm put out of action permanently (ie: cant work again) or die so we can wrap up the business and buy a house, plus 60k to pay someone to replace me if I'm out of action for a while, Just got my quote back from OnePath.... 12k pa!!
    Interesting was some of the notes within the file/quote "due to your use of helicopters for sporting pursuits" .... How the hell do they know that!? Facebook stalking?

  2. #2
    270 King of the Calibres oraki's Avatar
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    Seems bloody steep. I'm tempted to get hold of a broker to sort out farm insurance, spose they they would deal with medical

  3. #3
    Member Ryan_Songhurst's Avatar
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    Quote Originally Posted by oraki View Post
    Seems bloody steep. I'm tempted to get hold of a broker to sort out farm insurance, spose they they would deal with medical
    we used Crombie Lockwood to broker our farm/business stuff but they didn't want to do the personal/medical stuff

  4. #4
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    I have a broker / agent here in Tauranga, does my life cover, bloody expensive at my age but prudent in case the worse happens, buys time and the company pays, also carry a couple of hundred on my keyman through her, can email you Monday with contact? PM an email.
    They are NZ wide
    stingray, mikee and Ryan_Songhurst like this.
    Boom, cough,cough,cough

  5. #5
    Member deepsouthaussie's Avatar
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    It will just keep going up each year if u don't lock it in with a level premium cover... I use a local broker because I look being able to look him in the eye!! Partners life for medical, life and trauma, income etc. Not the cheapest in the game but has high ratings and offers a lot of non pharmac treatments if u do get I'll and traditional government funded treatments aren't working for ya.. I

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  6. #6
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    Had to have heli hunting and free diving excluded on mine

  7. #7
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    Quote Originally Posted by Ryan_Songhurst View Post
    Who do you use? Want full medical cover accident and trauma plus 700k ish if I'm put out of action permanently (ie: cant work again) or die so we can wrap up the business and buy a house, plus 60k to pay someone to replace me if I'm out of action for a while, Just got my quote back from OnePath.... 12k pa!!
    Interesting was some of the notes within the file/quote "due to your use of helicopters for sporting pursuits" .... How the hell do they know that!? Facebook stalking?
    Hey mate
    I am an insurance broker, we regularly quote Asteron, Fidelity, Partners Life, One Path, Sovereign (+ Southern Cross and nib for heath cover)
    Fidelity seems to come out priced the best in most cases. Their policy wording is also in most cases better than the competition.
    I also like them as they are the only NZ owned business
    Hope that helps
    Cheers

 

 

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