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Thread: Nz Superannuation changes ?

  1. #1
    Bah, humbug ! Frogfeatures's Avatar
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    Nz Superannuation changes ?

    So what's everyones thoughts on the proposed changes ?
    Few details as yet, but with a 20 year lead in time, I suspect we need more changes, and a quicker timeframe.

    Just a heads up, I work for the Min of SD, so I see, and grant NZS applications every day.

    Don't hold back !
    He nui to ngaromanga, he iti to putanga.

    You depart with mighty boasts, but you come back having done little.
    Sounds like a typical hunting trip !

  2. #2
    Member stretch's Avatar
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    I'm 35 and it needs to happen. Sucks though, if you have a physically demanding job, such that your body is broken before retirement age.

    Sent from my SM-T800 using Tapatalk
    veitnamcam, Pointer and stingray like this.

  3. #3
    Almost literate. veitnamcam's Avatar
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    Quote Originally Posted by stretch View Post
    I'm 35 and it needs to happen. Sucks though, if you have a physically demanding job, such that your body is broken before retirement age.

    Sent from my SM-T800 using Tapatalk
    Im not much older and have to pay for my dads retirement and my own retirement...sucks balls but I guess if I am lucky I will die soon

    What is the Min of SD anyway?
    "Hunting and fishing" fucking over licenced firearms owners since ages ago.

  4. #4
    Member mikee's Avatar
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    I'm a bit older, I don't really know what to think.
    My plans have never involved getting anything from "the government" which some people fail to realise is actually all of us!!

    Mind you I don't expect to retire either just work less hard.

  5. #5
    OPCz Rushy's Avatar
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    Quote Originally Posted by veitnamcam View Post
    Im not much older and have to pay for my dads retirement and my own retirement...sucks balls but I guess if I am lucky I will die soon

    What is the Min of SD anyway?
    Ministry of Sadism and Discipline VC. They have bondage sessions every second Thursday at 8:00 pm.
    Smiddy likes this.
    It takes 43 muscle's to frown and 17 to smile, but only 3 for proper trigger pull.
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  6. #6
    Member northdude's Avatar
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    this may be a dumb idea or a good one but my thoughts on pension and benefits for that matter should be calculated on how much income tax you have paid in nz there will be exceptions and paying tax on an unemployment benefit if you are able to work wouldnt count so if you work hard you get what you deserve and if you havnt well tough shit we give to many handouts here we must be one of the few countrys that give out free handouts and it really pisses me off as me and my kids end up missing out when we have played buy the rules

  7. #7
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    Quote Originally Posted by veitnamcam View Post
    Im not much older and have to pay for my dads retirement and my own retirement...sucks balls but I guess if I am lucky I will die soon

    What is the Min of SD anyway?
    Your a good bastard VC your paying for both my wife and myself as well! Better pull finger, Rushy's just about there as well!!
    veitnamcam and keneff like this.
    Boom, cough,cough,cough

  8. #8
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    Quote Originally Posted by northdude View Post
    this may be a dumb idea or a good one but my thoughts on pension and benefits for that matter should be calculated on how much income tax you have paid in nz there will be exceptions and paying tax on an unemployment benefit if you are able to work wouldnt count so if you work hard you get what you deserve and if you havnt well tough shit we give to many handouts here we must be one of the few countrys that give out free handouts and it really pisses me off as me and my kids end up missing out when we have played buy the rules
    I'm with you dude! Can't believe we pay super to those immigrants, why would you let some one into the country that bleeds you and hasn't contributed? We breed enough free loaders, and cannot look after those that really need help! Pension day was yesterday I think, wahoo! Thanks NZ.
    Boom, cough,cough,cough

  9. #9
    Member stug's Avatar
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    Peter Dunne has the best idea of flexi super. Retire at 65 and get a bit less each year or retire later and get more each year.
    National hasn't got back in yet so may not happen just yet. Most people also have kiwisaver now, which is on top of super. A lot of people retiring now or in the next 10 years won't have much or any kiwisaver.

  10. #10
    Member Boaraxa's Avatar
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    [QUOTE=stretch;571295]I'm 35 and it needs to happen. Sucks though, if you have a physically demanding job, such that your body is broken before retirement age.

    Sent from my SM

    Thatl be me been shearing since I was 16...40 now & still silly enough to be still doing it ...I think they should leave it as it is , not thinking of my self but when I look at people I no that have passed away before they have even made it to 65 can only imagine how many more that have worked hard all there lives only to fall short , what the fuck are you supposed to do at 66 or 67 for a job anyway id be terrible behind a computer im a hunter & pecker on a keyboard & spelling is hopeless sometimes the spell check doesn't even no what the heck im on about !!..farmers not much older than me have arthritis in knees or hands from putting cups on cows , forestry workers ...I vote leave it or don't give super to useless brassards that have put there hands out all there lives & made careers out of sitting on there ass on a benefit
    keneff and nightshooter like this.

  11. #11
    Member Boaraxa's Avatar
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    brassards ...see what I mean

  12. #12
    Gold member Pointer's Avatar
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    I'm close to stretch in age too, I'm all for it. Start phasing it out now so hopefully by the time 20 years has passed compulsory saving has become mandatory. We simply won't be able to sustain a govt. funded super soon and private model is the only way to go like aussie. Next step - make kiwi saver compulsory for all people entering the work force from now on.

  13. #13
    Member sako75's Avatar
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    Quote Originally Posted by northdude View Post
    this may be a dumb idea or a good one but my thoughts on pension and benefits for that matter should be calculated on how much income tax you have paid in nz there will be exceptions and paying tax on an unemployment benefit if you are able to work wouldnt count so if you work hard you get what you deserve and if you havnt well tough shit we give to many handouts here we must be one of the few countrys that give out free handouts and it really pisses me off as me and my kids end up missing out when we have played buy the rules
    Gets my vote

    What gets me is I have worked all my life except for 9 weeks when I was made redundant.
    I have a house which will be paid off well before I retire and have paid tax since the day I left school.
    A school drop out who has been on the dole his/her whole life and at retirement gets the same, if not more than me because I have a house and savings, and still lives in a state funded house paid by me

  14. #14
    Member stug's Avatar
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    Superannuation is not means tested. You and the dole blugger and the millionaire will all get the same amount.

    Fortnightly payments Before tax Taxed at M (if you have no other income)
    Single, living alone $886.86 $769.52
    Single, sharing $815.06 $710.32
    Married, civil union or de facto couple (both partners qualify) $671.48 each $591.94 each
    Married, civil union, or de facto couple*
    (only one partner qualifies) $636.20 each $562.60 each

  15. #15
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    Quote Originally Posted by northdude View Post
    this may be a dumb idea or a good one but my thoughts on pension and benefits for that matter should be calculated on how much income tax you have paid in nz there will be exceptions and paying tax on an unemployment benefit if you are able to work wouldnt count so if you work hard you get what you deserve and if you havnt well tough shit we give to many handouts here we must be one of the few countrys that give out free handouts and it really pisses me off as me and my kids end up missing out when we have played buy the rules
    Roughly speaking, this is how it works in Germany, your super is tied to your earnings. They contribute a la KiwiSaver, but the govt contributes as well. I think it's a good model.

 

 

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