Greetings all,
62 is definitely short changed by todays standards although I have been to far too many funerals for those gone too soon. To answer the question about when to retire it's not when but how. Retirement takes prior training by ensuring that you have a full life outside work long before retirement. I took the best part of a decade to progress from full time to not working at all. This is much harder if you run your own business.
Grandpamac.
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