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Thread: Life Insurance

  1. #16
    Member Dynastar27's Avatar
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    shit might have to have a look at mine tonight im pretty sure it covers most things lol
    OPCz

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  2. #17
    R93
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    Quote Originally Posted by Nick-D View Post
    You will have liability cover under the operators, but it is very unlikely that they have a policy which gaurantees a life payout, as these all need to be seperatley underwritten. You would still be able to get a policy it would just cost a fortune.
    Pilots are one of the highest risk professions in terms of insurance, and helicopter pilots are the highest risk of the pilots.
    I payed huge premiums when covered but I was covered.
    Was no drama. Doc requirement is that crew is also covered for injury or death. I did it for a number of years and should have gone off shore to be fair for a better policy.


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  3. #18
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    Quote Originally Posted by R93 View Post
    I payed huge premiums when covered but I was covered.
    Was no drama. Doc requirement is that crew is also covered for injury or death. I did it for a number of years and should have gone off shore to be fair for a better policy.


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    In most cases ACC should have a bit of life cover included for accidental death too. Not many people know about that benefit, its not huge but it is somthing.

  4. #19
    Lovin Facebook for hunters kiwijames's Avatar
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    Quote Originally Posted by R93 View Post
    I payed huge premiums when covered but I was covered.
    A 10 thumbed maniac in a machine doing its best to fly apart? Surprised you got any
    mikee and BRADS like this.

  5. #20
    R93
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    Life Insurance

    Quote Originally Posted by kiwijames View Post
    A 10 thumbed maniac in a machine doing its best to fly apart? Surprised you got any
    I take offence to that, I only have 8 thumbs.

    Going into our spot on Monday. I will see if I can find your ring piece up that creek
    Or better yet, that head for you.
    Only just got your skin away from last year as well. Should be done by this time nxt year lol!


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  6. #21
    Lovin Facebook for hunters kiwijames's Avatar
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    Quote Originally Posted by R93 View Post
    I take offence to that, I only have 8 thumbs.

    Going into our spot on Monday. I will see if I can find your ring piece up that creek
    Or better yet, that head for you.
    Only just got your skin away from last year as well. Should be done by this time nxt year lol!


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    Did you lose the other two?
    R93 likes this.

  7. #22
    R93
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    Yup! But they should still be up my ass somewhere!

    Do you want those 30 bullet holes fixed on your skin or do you plan to use it as a camp shower?


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    Spook, EeeBees, kiwijames and 2 others like this.
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  8. #23
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    Quote Originally Posted by Nick-D View Post
    You will have liability cover under the operators, but it is very unlikely that they have a policy which gaurantees a life payout, as these all need to be seperatley underwritten. You would still be able to get a policy it would just cost a fortune.
    Pilots are one of the highest risk professions in terms of insurance, and helicopter pilots are the highest risk of the pilots.
    Does this include Hot air balloon operators 'high' on dack????????
    While I might not be as good as I once was, Im as good once as I ever was!

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  9. #24
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    Funnily enough, yes blatant stupidity and reckless foolishness is usually covered

  10. #25
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    I am. But funny enough not if im mountaineering

  11. #26
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    Speedway isnt covered eather

  12. #27
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    Quote Originally Posted by 199p View Post
    I am. But funny enough not if im mountaineering
    Ditto for me.
    There are only three types of people in this world. Those that can count, and those that can't!

  13. #28
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    This is a good topic. A company I worked for had a small insurance policy for its workers and I put down that I did a wee bit of hunting and the paper work tripled! Got cover but I was a little surprised that it was classed as dangerous or "high risk" When you look at the number of deaths I would imagine it shouldn't be classed as dangerous or high risk. I would imagine riding a bike to the shops would be more high risk, or even driving. If anything - if we had private health insurance like in America then I guess it should be higher due to injuries. I personally can't justify having life insurance at the moment

  14. #29
    Member Rusky's Avatar
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    That's right Grunta. Hunting classed as a high risk is a bit over the top. If it truly was, your FAO would issue you with a bullet proof vest on approving your firearm license. It also depends on the average frequency of hunting trips per year on if they will cover you.

    I wonder what going to war is classed as (Death sentence?)

  15. #30
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    Rather fall off a cliff hunting then staring at roof in hospital bed. Cant die hunting if your on the net dreaming about it

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