Thread: Required to justify the number of firearms you own?

I've have an ongoing argument with several insurer fronts over firearms, they class them as sporting equipment and even if I list them at x value all that means is I will pay a premium based on that insured value however if stolen/lost they will not replace them or pay out the insured value as sporting goods are indemnity only and not replacement.. so if you buy a $1500 tikka and never use it but list it in your insurance as $1500, and it gets knicked... you will prob get $800 then less excess.. about $600 with no option of replacement. It's insurance theft if you ask me.
I might look into listing them as tools or costume jewellery