Do you not trust yourself to point it in a safe direction?
Each to their own, I'm not saying your method I unsafe and if that is how you are comfortable then that's fine, but it is no safer than a cocked and locked rifle pointed in a safe direction.
I think your method is fine, no harm can come of it, I think there was misunderstanding earlier around slinging a loaded rifle to negotiate obstacles which is the time when you can lose control of your muzzle direction if you slip/fall etc.
Safest to unload completely when negotiating an obstacle.
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