Most custom actions are pretty much on par with each other, some just offer features/improvements that may or may not be useful for what you want.
Of money were tight it'd hard not to recommend a Tikka build, the actions are popular for a semi custom build and the base action and trigger gives you everything you would realistically need.
Just buy a rifle, get a custom barrel and through it in a different stock or chassis and you'll have a competitive rifle.
Even a fully stock standard CTR or Tac A1 is more than good enough to be competitive in any event you were to do.
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