Thank you for your post.
My lot up the Hokianga survived with no major damage apart from a bit of freezer food.
Like you, houses on hillsides in spots that look like, they're where they should be.
In other words not on a cliff or bluff or gully edge. Also not on a flood plain or down stream from any potential flood.
I feel for the farmers and the agricultural types that have had their flat bits covered in mud, but as one of them said, cupola years this is great growing land. Still repairs to the fences and plant and buildings etc... not so great.
" row of near new houses each has a pile of sodden ruined belongings piled outside" and everything is made for cardboard these days. I'm not sure all the hardyplank and plastering that goes on in new houses is designed to be flooded...
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