This sums it up really. Extra uppers are worth just as much as an entire rifle.
If you're not needing quick follow up shot then I'd personally go with the Howa and spend the left over on a Marlin 795 .22. The Howa will do everything the Tikka does for 30%, less. Ruger 10/22 are over rated/priced in my opinion, but that's a whole other argument.
AR's are as accurate as any hunting rifle needs to be, problem is that they're harder to shoot accurately in their standard form.
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