If you do traffic fuel consumption will be similar and any minor increase in brake pad wear will be offset by not wearing out a costly to replace clutch.
My Father has had a auto Colorado from new and reguarly tows 2.5-3 tonne of boat over takaka hill ( one of nzs steeper tight turns hills) and fuel tankers.
He had the front pads and disks replaced at the 100,000km service not because they were out of spec but because that is what the book service states and he is a stickler for serviceing.
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